Todd and Jane were referred to me by Erik Spencer.
Todd and Jane were ready to buy their first home. Loan rates are stable, home prices are stable, and the market offers plenty of lovely homes for sale.
They have strong income, and promising careers. They have been diligent about contributing the max to their company sponsored 401K plan.
However, with all of their saved cash locked up in their 401k, they THOUGHT they didn't have enough cash to own a home... until they were referred to me.
Their goals were simple: find a lovely home, in a safe area, with zero down, and a payment that wouldn't leave them house poor.
After looking over their loan options, they selected an 80/20 loan that combined an interest-only first loan with a low interest rate second loan.
After a few hours of house hunting, they selected a beautifully updated townhouse in Burke Center. We made an offer to the owners that asked the sellers to pay ALL of Todd and Jane's closing costs.
They settled (closed) on their new home last week. They got their home with an affordable monthly payment, and they got cash back at closing... $1,046 cash back.
Congratulations Todd and Jane!
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